If you do not have good protection on your website Documents can easily get lost. A few of those files might be stored on your computer and easily replaceable, but what about the rest of them? If you lose the first time to them, where are you going to get them out of again? Especially secure your wordpress site is very important. Many times, long-term sites have a lot of data and have created a high number of documents. Recreating all that would be a nightmare, and not something any business owner would like to do.
Don't make the mistake of thinking that your web host will have your back so far as WordPress copies go. Not always. read more It has been my experience that the hosting company may or might not be doing backups, while they say they do. Take that kind of chance?
Keep control of your online assets - Nothing is worse than having your livelihood in the hands of somebody else. Why take chances with something as important as your site?
It's really sexy to fan the flames of fear. That's what bloggers and journalists and politicians and public figures do. It's terrific for readership and it brings money. Balderdash.
The plugin should be regularly updated play nice, to top article stay current with the latest WordPress release and have WordPress cloning and restore capabilities. The ability to clone your website (along with regular copies ) can be useful if you ever need to do an offline website redesign, their website among other things.